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Temporary Partial Disability

Definition - What does Temporary Partial Disability mean?

Persons injured due to the negligent actions of another person can suffer a variety of different types of injuries. For example, drivers injured in a car accident may suffer brain and head injuries, neck injuries, spinal cord injuries, facial injuries, back injuries, internal injuries, and psychological injuries. Unfortunately, these injuries can cause temporary, permanent, full or partial disabilities.

What are temporary partial disabilities?

Temporary partial disabilities are disabilities which will last for a short period of time and which do not totally disable a claimant.

If you have suffered a temporary partial disability you may be allowed to return to work. Unfortunately, however, temporary partial disabilities often impair a claimant to such a degree they may be able to work after they are injured, but they are unable to earn a comparable wage.

Workers' Compensation Benefits for temporary partial disabilities

If you have been injured in a workers' compensation accident there are specific provisions provided in your work comp insurance package to provide benefits for temporary partial disabilities. These payments vary by state. For more information about your work comp benefits you can talk to your employer or the insurance provider.

Injured in non-work accident

If you are not at work and you are injured due to the negligence of another person you may be eligible to receive compensation for your losses due to your disability. Prior to negotiating a settlement with the insurance company, however, it is important to calculate your losses, including wage loss, medical expenses, and pain and suffering.

If your loss is due to missed employment opportunities you should be able to calculate your wage prior to the accident and your wage after the accident. The difference should be included in your personal injury compensation settlement.

Can I qualify for Social Security Disability Insurance Benefits?

If you have suffered temporary partial disabilities you may wonder whether you can receive other types of federal compensation benefits while you recover. Social

Security Disability Insurance is only provided to claimants who have suffered injuries which will last for at least 12 continuous months and which do not allow them to return to full-time employment.

Some injuries could be so severe you would be unemployed for 12 continuous months. If your injuries keep you from work for this amount of time you can apply for benefits and at least receive benefits for the 12 months you were unemployed.

Due to the length of time it takes to receive SSDI benefits, however, it is likely you will be back at work before you will be paid. This does not mean you will not receive payment. Even if you return to work the SSA may award you benefits for the missed work, called a closed period. They will not, however, continue to pay benefits after the closed period if you return to full-time work or they consider you no longer disabled.

The bottom line

Most injured persons who suffer temporary partial disabilities will not be disabled long enough or severely enough to qualify for SSDI benefits.

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